MediCheque Cash Plans Ltd is a UK based consulting company and managing general agency that has pioneered a new type of insurance protection for the global accident and health insurance markets.
Known as Medical Recovery Insurance, our plans are designed to help fund out of pocket expenses following a hospital event.
Unlike traditional hospital cash plans which pay benefits according to the number of nights spent in hospital, our policies pay benefits that are linked to the normal expected recovery time of an operation or medical procedure.
In other words our plans are designed to respond to the amount of time that a person is incapacitated, not just the amount of time that they spend in a hospital bed before they are sent home to recover.
Our plans can be sold alongside other insurance products and are designed to add value to your business, offer a valuable benefit to your policyholders, increase your revenues and differentiate your product suite from other insurance providers.
Not to be confused with private medical insurance, our plans can be offered to individuals who use either social or private healthcare.
In the UK we market our products to companies and individuals through intermediaries but we also work with insurers and managing general underwriters to white-label our plans in the UK and other countries.
In conjunction with our insurance and reinsurance partners we offer a full implementation service which includes policy design, pricing, underwriting and claims guidelines.